Tuesday

Retirement Topics – Investing Plan Assets

In setting up a qualified plan, employers arrange how the plan’s funds will be invested to increase and protect its assets.

Although there is no list of approved investments for retirement plans, there are special rules contained in ERISA that apply to retirement plan investments. In general, a plan sponsor or plan administrator of a qualified plan who acts in a fiduciary capacity is required, in investing plan assets, to exercise the judgment that a prudent investor would use in investing for his or her own retirement. Continue…