With people living longer, retirement planning and buying an annuity can be a tough job without an expert by your side. BuyAPension.com serves as an annuities retirement company offering advice to people looking to obtain retirement plans that will last them all the way through the golden years.

If you are in the process of planning out a retirement plan and buying annuities, there are seven things that BuyAPension.com will tell you to know:

1) BuyAPension.com encourages clients to buy annuity contracts from top-ranked, dependable insurance companies. You don’t want your retirement money and your future in the hands of a financially unstable agency.

2) When financial institutions encounter financial distress, it can affect your life annuity, and therefore your retirement. To mitigate this risk, BuyAPension.com recommends that you diligently research the level of consumer insurance protection offered by your state.

3) BuyAPension.com will provide advice on how to accurately assess your assets and liabilities when determining your annuity amounts. This is important to ensure you establish an adequate retirement income.

4) It’s important to weigh the different annuity contracts and options each insurance company offers you. BuyAPension.com will provide you with advice as to how to navigate through these options.

5) Consider if you want to buy annuity contracts with after-tax or “non-qualified” money, in which a portion of the income is considered tax-free.

6) BuyAPension.com advises clients to choose an annuity company that offers inflation-adjusted annuities, in addition to the traditional fixed annuities. It is also an option to buy annuity contracts that take into consideration an annual cost of living adjustment.

7) For annuity retirement clients who are concerned about providing money for their heirs, BuyAPension.com tells clients to buy annuities that allow for beneficiary protection.

BuyAPension.com provides solid financial advice and retirement solutions to anyone looking at planning for their future.

BuyAPension.com was formed in 2008 as an annuity company to serve the ever-expanding retirement income needs of Baby Boomers and their parents. Planning for income in retirement presents many challenges and investment products are often complex, therefore, it is our goal to provide simple solutions and explain these solutions to our clients in a straightforward, understandable fashion.

BuyAPension.com was formed in 2008 as an annuity company to serve the ever-expanding retirement income needs of Baby Boomers and their parents. Planning for income in retirement presents many challenges and investment products are often complex, therefore, it is our goal to provide simple solutions and explain these solutions to our clients in a straightforward, understandable fashion.

Hosted by award-winning broadcast journalist Paula Zahn,Retirement Revolution explores:

- the retirement challenges facing Americans
- insights from economists, authors and financial professionals
- ways for individuals to better prepare for the future
- the value of seeking help from a financial professional

MassMutual also earned the Gold Signature Award in theComprehensive Generic Participant Education category, as well as the Silver Signature Award in the Communication to Plan Sponsorscategory for Retirement Revolution.

The annual PSCA Signature Awards are designed to honor excellence in retirement plan communication and investment education, and were announced at the PSCA 62nd annual conference in Scottsdale, Ariz.

“This documentary provides valuable information for working Americans on strategies for achieving a successful retirement,” says David Wray, president of the PSCA. “MassMutual’s sponsorship of this important program is an outstanding example of how we can help support employers and educate employees on ways to achieve retirement success.”

“Retirement has become a national conversation and, as a leading retirement services provider, MassMutual is committed to helping educate every American on the importance of planning and saving for retirement,” says Elaine Sarsynski, executive vice president of MassMutual’s Retirement Services Division and chairman and CEO of MassMutual International LLC.

“Retirement Revolutionis a natural extension of MassMutual’s ongoing focus on participant education.

MassMutual sponsored a second documentary,Retirement Revolution II: The New Realitythat premiered September 15 on PBS stations nationwide. Additional information regardingRetirement Revolutionis available at http://www.massmutual.com/retirementrevolutionorhttp://www.pbs.org.

The profit Sharing/401k Council of America is a nonprofit association advocating increased retirement security through profit sharing, 401(k) and related defined contribution programs. For more information about MassMutual retirement services, please call your retirement advisor or contact MassMutual at (888) 626-4911.
MassMutual’s Retirement Services Division has been serving retirement plans for more than 60 years. It offers a full range of products and services for corporate, union, nonprofit and governmental employers’ defined benefit, defined contribution and nonqualified deferred compensation plans. It serves approximately one million participants.

Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, Inc., member FINRAand SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.

More and more retirees and would-be retirees are managing and/or funding their own retirement programs either by choice or by necessity. They don’t have the luxury of letting someone else do their retirement planning for them. This is whywww.BuyaPension.com was created as a new way of selling annuities and retirement planning.

Today’s consumers need an understanding of the benefits and drawbacks to different types of annuity programs, so that they can design retirement programs that will work for them, not just for their insurance companies and/or the agents who sells them the policy. They need the right information and guidance in order to make the right decisions.”

This is why BuyaPension.com is proud to announce the release of its revolutionary new tool, an interactive guide to the annuity process.

“Traditionally, annuity contracts have been confusing to the general public.” say BuyaPension.com’s founders. “Most people are not really clear on what terms like Life Annuity, Fixed Annuity, Supplemental Income and Retirement Annuity really mean, let alone what terms and conditions are involved. BuyaPension.com wants to change all that.”

Using BuyaPension.com’s interactive guide to annuities, potential retirees and other consumers can now clearly see the benefits offered by each type of annuity contract and decide what type of annuity will be best for their retirement needs. With this amazing new tool, consumers and retirees can ask questions, explore options and they will be able to intelligently plan and structure their retirement income to suit their individual needs.

Now, such important concepts as Annuity Contracts, Life Annuity, Fixed Annuity, Supplemental Income and Retirement Annuity will be more than just obscure industry jargon. Consumers will now be able to clearly understand these terms in relation to the different retirement options and benefits that each one offers.

Buyapension.com was formed in 2008 as an annuity company to serve the ever-expanding retirement income needs of Baby Boomers and their parents. Planning for income in retirement presents many challenges and investment products are often complex, therefore, it is our goal to provide simple solutions and explain these solutions to our clients in a straightforward, understandable fashion.